🤖 Meet Your Financial AI Agents

A team of intelligent assistants working 24/7 to optimize your finances, detect risks, and uncover opportunities.

Each VizorFin agent specializes in a specific financial task, ranging from bank reconciliation to regulatory compliance. Together, they form an ecosystem that automates, analyzes, and improves your financial processes.

Select an agent to learn more about their capabilities and how they can transform your business.

Financial Reconciliation Agent

Automatic detection of discrepancies between your payments and your accounting system.

🛠️ Key features

• Compares actual payment files against control (expected) files.
• Identifies incorrect amounts, missing payments, and overpayments.
• Detects undocumented bank fees.
• Generates detailed reports with recommendations.

📈 Benefits for your company

• Save hours of manual work on reconciliations.
• Reduce human errors and financial losses.
• Improve the accuracy of your accounting records.

💼 Use cases

• Corporate finance: monthly bank reconciliation.
• Internal audit: verification of payments to suppliers.
• E-commerce: reconciliation of payments with payment gateways.

Fraud Detection Agent

Analyzes transactions to identify suspicious patterns and prevent fraud.

🛠️ Key features

• Duplicate transactions, unusual amounts, and velocity.
• Suspicious timing and money laundering (AML) patterns.
• Risk scoring by transaction and customer.
• Real-time alerts and recommended actions.

📈 Benefits for your company

• Prevents financial losses due to fraud.
• Complies with anti-money laundering regulations.
• Protects your business’s reputation.

💼 Use cases

• Banks and fintechs: transaction monitoring.
• E-commerce: fraudulent purchase detection.
• Financial services companies: AML compliance.

Credit Analysis Agent

Assess the creditworthiness of your clients and prospects.

🛠️ Key features

• Credit score (0–100) based on payment history.
• Risk category (AAA to D).
• Recommended credit limit and interest rate.
• Positive and negative factors from the analysis.

📈 Benefits for your company

• Reduce the risk of non-payment and delinquency.
• Make more informed credit decisions.
• Automate the evaluation of new customers.

💼 Use cases

• Credit and collections departments.
• Lending and financing fintechs.
• Companies that sell to their customers on credit.

Tax Optimization Agent

Identifies tax-saving opportunities and unclaimed credits.

🛠️ Key features

• Detection of undeclared creditable VAT.
• Unclaimed income tax deductions.
• Tax credits for investments and expenses.
• Alerts regarding outstanding tax obligations.

📈 Benefits for your company

• Legally reduce your tax burden.
• Avoid tax fines and penalties.
• Improve annual tax planning.

💼 Use cases

• Accounting and finance departments.
• Tax advisory and accounting firms.
• Companies with multiple tax obligations.

Collections Management Agent

Analyze your client portfolio and generate personalized collection strategies.

🛠️ Key features

• Debt aging (0–30, 31–60, 61–90, 90+ days).
• Payment score and risk segment by customer.
• Action recommendations: email, call, legal.
• Contact priority and communication suggestions.

📈 Benefits for your company

• Reduces delinquency and collection time.
• Optimizes collections team resources.
• Improves customer relationships through personalized strategies.

💼 Use cases

• Companies with a client portfolio (retail, services).
• Factoring and financing fintechs.
• Accounts receivable departments.

Predictive Cash Flow Agent

Project your income and expenses using statistical and machine learning models.

🛠️ Key features

• Daily, weekly, and monthly forecasting using Holt-Winters, Holt, and SES.
• LSTM model (Deep Learning) for long-term predictions.
• Liquidity and low-balance alerts.
• Optimistic and pessimistic scenarios for planning.

📈 Benefits for your company

• Anticipate liquidity crises.
• Plan investments and expenses with greater certainty.
• Optimize cash management.

💼 Use cases

• Treasury and financial planning.
• Startups and growing companies.
• Companies with seasonal sales.

Automated Audit Agent

Detects anomalies, duplicates, policy violations, and accounting discrepancies.

🛠️ Key features

• Detection of duplicate transactions and anomalous amounts.
• Reconciliation with invoices and internal policies.
• Violations of custom policies.
• Findings with severity levels and recommendations.

📈 Benefits for your company

• Strengthens internal controls and reduces fraud.
• Saves time on manual audits.
• Improves regulatory and policy compliance.

💼 Use cases

• Internal audit and management control.
• Compliance departments.
• Companies with high transaction volumes.

Risk Management Agent

Comprehensively assesses credit, liquidity, market, and operational risk.

🛠️ Key features

• Credit risk (score and category).
• Liquidity risk (minimum balance and negative days).
• Market risk (foreign currency exposure).
• Operational risk (audit findings and fraud).

📈 Benefits for your company

• Holistic view of financial risks.
• Proactive threat mitigation.
• Compliance with regulatory requirements.

💼 Use cases

• Risk and compliance departments.
• Banks, fintechs, and insurance companies.
• Companies with exposure to international markets.

Market Intelligence Agent

Analyze your transactions to extract strategic insights about your business.

🛠️ Key features

• Total revenue, expenses, margin, and profitability.
• Seasonality and customer/supplier concentration.
• Key KPIs: average revenue, ROI, expense-to-revenue ratio.
• Strategic recommendations for pricing and diversification.

📈 Benefits for your company

• Identify opportunities for growth and improvement.
• Optimize your sales and pricing strategy.
• Reduce reliance on key clients or suppliers.

💼 Use cases

• Corporate strategy and planning.
• Sales and marketing teams.
• Companies seeking expansion or diversification.

Market Insights Agent

Analyze your transactions to extract strategic business insights.

✨ Key features

• Total revenue, expenses, margin, and profitability.
• Seasonality and concentration of customers/suppliers.
• Key KPIs: average revenue, ROI, expense-to-revenue ratio.
• Strategic recommendations for pricing and diversification.

🎯 Benefits for your company

• Identify growth opportunities and areas for improvement.
• Optimize your sales and pricing strategy.
• Reduce dependency on key customers or suppliers.

📌 Use cases

• Corporate strategy and planning.
• Sales and marketing teams.
• Companies seeking expansion or diversification.

RegTech Agent (Regulatory Compliance)

Analyzes transactions against sanctions lists and AML patterns.

🛠️ Key features

• Name screening against OFAC, UN, and EU lists.
• Detection of money laundering (AML) patterns.
• Alerts for structuring and unusual amounts.
• Compliance report with recommendations.

📈 Benefits for your company

• Avoid fines and regulatory sanctions.
• Strengthen compliance controls.
• Reduce reputational risk.

💼 Use cases

• Banks, fintechs, and financial institutions.
• Companies with international operations.
• Compliance and AML departments.

Data Fusion Agent

Reconciles and merges transactions from multiple sources (banks, ERP, etc.).

🛠️ Key features

• Compare transactions from Plaid, Belvo, and Prometeo against the ERP.
• Matching based on amount, date, and description (fuzzy matching).
• Identify matches and unmatched items in both sources.
• Automated recommendations to resolve discrepancies.

📈 Benefits for your company

• Unified view of all your transactions.
• Reduces errors caused by inconsistent data.
• Saves time on reconciliations between systems.

💼 Use cases

• Companies with multiple accounting systems.
• Integration of banking data and ERP.
• Audit and financial control.

Advanced Data Fusion

Automatically connect and synchronize your ERP with financial data sources.

✨ Key features

• Native integration with major ERPs (SAP, Oracle, Microsoft).
• Bidirectional synchronization of transactions and balances.
• Automatic mapping of accounts and cost centers.
• Alerts for discrepancies and sync errors.

🎯 Benefits for your company

• Eliminate manual data entry and reduce errors.
• Keep your ERP always updated with real-time information.
• Simplify reconciliation and accounting closing.

📌 Use cases

• Accounting and finance departments.
• Companies with multiple systems and platforms.
• Data integration for reporting and analysis.

Ready to transform your finances with AI?

Choose the plan that best suits your business and start working with all these agents today.